Understanding Medicare
PART A — Hospital Coverage
PART A — Hospital Coverage
PART A — Hospital Coverage
Helps cover inpatient hospital care, skilled nursing facility care, hospice care and certain home health services.
PART B — Medical Coverage
PART A — Hospital Coverage
PART A — Hospital Coverage
Helps cover doctor visits, outpatient care, preventive services, medical equipment and other medically necessary services.
PART C — Medicare Advantage
PART C — Medicare Advantage
PART C — Medicare Advantage
Medicare-approved private plans that provide your Part A and Part B benefits, often including prescription drug coverage and additional benefits.
PART D — Prescription Drugs
PART C — Medicare Advantage
PART C — Medicare Advantage
Helps cover the cost of prescription medications through Medicare-approved private insurance plans.
Understanding Your Medicare Options
Original Medicare
Medicare Advantage
Medicare Advantage
Parts A + B
Coverage provided directly by Medicare. You can generally use any doctor or hospital in the U.S. that accepts Medicare.
Medicare Advantage
Medicare Advantage
Medicare Advantage
Part C
Private Medicare-approved plans that provide Part A and Part B coverage, often including prescription drugs and additional benefits.
Medicare Supplement
Prescription Drug Coverage
Prescription Drug Coverage
Medigap
Works with Original Medicare and helps pay some of the out-of-pocket costs that Medicare doesn't cover.
Prescription Drug Coverage
Prescription Drug Coverage
Prescription Drug Coverage
Part D
Helps cover prescription medications. Costs and covered drugs can vary by plan.
Local Medicare Help in Idaho
I'm Fernando Figueiredo, a licensed insurance agent based in Boise, serving Medicare beneficiaries throughout Idaho.
I work with UnitedHealthcare, Humana, Blue Cross of Idaho, and St. Luke's Health Plan to help clients understand and compare Medicare plan options available in their area.
My goal is simple: explain the differences between plans, answer your questions and concerns, and make the Medicare decision process easier to understand.
Whether you're turning 65, new to Medicare, or reviewing your current coverage, I'm here to provide clear information so you can make an informed decision.